There are numerous sites to see in Florida,and you’ll most likely see them by car. Various reports list Florida drivers as the worst in the state. So,it is a good idea,if you are visiting the Sunshine State and planning to travel by car,to know a thing of two about Florida car accident claims before you have to make one.
Reporting Your Florida Car Accident
If you are involved in a car accident in Florida that involves injury,death,or property damage,as many car accidents do,you must immediately report the car accident to law enforcement and follow up by calling a -. In these cases,the police officer will submit a report. For accidents that are minor,with no injuries or damages,the drivers have to file a crash report within 10 days of the accident.
Florida Insurance Laws
One important thing to know is that Florida employs a no-fault insurance system. What that means is that the medical bills and expenses related to car accidents are initially covered by the driver’s own insurance company,regardless of who is at fault.
When it comes to property damage,a claim can be pursued against the at-fault driver and their insurance company. All drivers have to carry a minimum of $10,000 in personal injury protection and the same amount in property damage liability insurance.
What to Do Next
Once the accident is over,you will want to file a claim with your insurance company immediately to get the ball rolling. You will also want to see a doctor immediately,so that any car accident-related injuries can be documented and assessed. Do not get any vehicle repairs done until after the damage has been inspected by your insurance company or a designated repair shop.
If you are planning a vacation to the Sunshine State,keep the above steps to Florida car accident claims in mind,should the situation come up.